ScractchandGo - Instant Travel Insurance

Summary of Cover

Whats Covered?
Geographical destinations - Europe, including countries west of the Ural Mountains; the Azores; Canary Islands; Iceland; Madeira and countries bordering the Mediterranean sea (except Algeria, Israel, Lebanon and Libya).

Worldwide, including USA and Canada

Cover per person	Amount Covered	Excess
Loss of Deposit / Cancellation	Up to £3000	£60*
Curtailment	Up to £3000	£60
Catastrophe	Up to £1000	£60
Personal Accident	Max Benefit £20,000	N/A
Medical and Other expenses	Up to £5,000,000	£60
Hospital Benefit	Up to £1000	N/A
Personal Luggage	£1500 - Single article limit £200, valuables limit £200	£60
Travel Delay	£20 for the first 12 hour period £10 per additional 1 hour period up to £300	N/A
Abandonment	Up to £3000	£60
Hijack	£50 per day up to £500	N/A
Missed Departure	Up to £500	£60
Personal Liability	Up to £2,000,000	£250
Legal Expenses	Up to £15,000	N/A
Pet Care	£20 per day up to £200	N/A
(*Loss of Deposit claims = £20)	£20 per day up to £200	N/A

Summary of Cover

Holiday Activities
When travelling with this insurance, you are automatically covered
for the following amateur activities without paying any additional premium -

Archery, Badminton, Baseball, Basketball, 3 Bungee Jumps, Canoeing, Cricket, Cycling, Golf, jogging, Marathons, Netball, Orienteering, parascending (over Water), rambling, Roller Blading, Running, Safari, Scuba Diving (qualified, max depth 30 metres)
under 14 days, snorkelling, squash, swimming, Tennis, trekking, Triathlons, volleyball, Water Polo, Water Skiing, White / Black Water Rafting, Windsurfing and Yachting (both racing and crewing) inside territorial waters.

The following amateur activities are also automatically covered without paying any additional premium, but the policy excludes any cover under the personal accident and personal liability sections -

Abseiling, boxing, training, camel / elephant riding or trekking, cycle touring, passenger (in small / private aircraft or helicopter), football, Go Karting, Hiking, Hockey, Horse Riding, Hot-air Ballooning, Jet boating, Jet Skiing, Kayaking, Motorcycling (under 50cc) - no racing, trekking (over 2,000 metres, but under 6,000 metres).

Winter Sports Cover

Cover per Person	Amount Covered	Excess
Ski Equipment	Up to £500	£60
Single item limit (owned)	£250
Hired Total	Up to £250
Ski Hire	£20 per day up to £200	N/A
Ski Pack	Up to £75 per day up to £300	N/A
Piste Closure	Up to £20 per day up to £200	N/A
Avalanche Delay	Up to £250	£60

Scratch and Go Travel Insurance from Insure & Go is an ingenious way of buying your travel insurance on the move.

Providing you with cheap travel, annual, longstay, winter and backpackers insurance from £15 to £100 in just a few minutes.

Insure and Go Insurance Services Limited are authorised and regulated by the Financial Services Authority